Helping Employees with Retirement Transition

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retirement transition planning Helping Employees with Retirement Transition

People can feel overwhelmed when it comes to transitioning to retirement. Many just don’t know how to save or where to start. We spoke with Dave Kulchar, Executive Vice President at Oswald Financial, about what employees can expect and how to not be overwhelmed with their retirement transition.

The most important financial considerations for employees nearing retirement

Individuals need to organize their financials in preparation for retirement. That includes planning, budgeting, and proper asset allocation.
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Is Your Company on the Right Track with 401(k) Plans?

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When it comes to investing in your retirement plan (401K), a lot of people are unsure or are uneducated about what to do. We talked with Dave Kulchar, Executive Vice President at Oswald Financial and partner of ERC, to find out the basics of a retirement plan and what people should do when it comes to investing for their future as well as how companies can help ease employees into the retirement plan process.

What can companies do to educate their employees about retirement plans?

To make a plan thrive, education is a huge part of what it takes to be successful.

“By having fully licensed, independent educators go out and give unbiased opinions and assist people with how they can invest their money is a great start. A voluntary one on one meeting is also encouraged,” says Kulchar. “Education is extremely important for conformability and helping people along.”
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Women Owned Businesses: On the Rise and Here to Stay

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According to the 2013 State of Women-Owned Businesses Report, between 1997 and 2013 the number of businesses in the United States increased by 41% and the number of women-owned firms increased by 59%.

We spoke with employees at Staffing Solutions, one of ERC’s preferred partners, about women-owned businesses as a whole; from how to get more involved to gaining a better perspective from a young professional and a working mother.
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Integrative Approaches to Women’s Health

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Integrative Approaches to Women’s Health

Many women’s health issues including PMS, menopause, polycystic ovary syndrome and osteoporosis may be approached in an integrative fashion by adding non-traditional approaches to conventional treatment plans.

Often, this integrative approach results in a better outcome at a lower overall cost.

Below are evidence-based integrative approaches to common women’s health concerns:
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What's Making News in Women's Health These Days?

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What's Making News in Women's Health These Days?

There has been some reassuring news about Hormone Therapy (HT) in symptomatic healthy menopausal women. 

Many women have stayed away from HT and lived with the unpleasant side effects of menopause, such as hot flashes, vaginal dryness, increased urinary tract infections and pain with intercourse.

Two studies released in the fall of 2012 started to shed some light on the subject.
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Trends in Parental Leave: Looking Abroad, Looking Ahead

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pto benchmarking data fmla for men maternity leave Trends in Parental Leave: Looking Abroad, Looking Ahead

Ever since the Family and Medical Leave Act (FMLA) was passed in 1993, the 12 weeks of protected leave offered immediately following childbirth have become nearly synonymous with the concept of parental, typically maternity, leave itself.

Parental leave takes a on wide variety of forms depending on the employee and the employer involved. Exceptions can include:

  • the size of the employer (must have 50 or more employees)
  • the length of service for the employee (1 year or more is the federal standard)
  • a general lack of full time pay over this time period
  • a number of other situational complications

Protected vs. Paid Parental Leave

Approximately 76% of Northeast Ohio organizations provide benefits under the FMLA and 18% of these FMLA claims involve maternity/pregnancy leave according to the ERC FMLA Policies & Practices Survey. However, here in the United States, these 12 weeks typically go unpaid.
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The Pay Gap in 2014: Equal Pay for Equal Work?

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The Pay Gap in 2014: Equal Pay for Equal Work?

Depending on which set of survey data is used, which methodology is employed, or which sectors of the workforce are included, the gap reported between male and female “percent of earnings” or dollars & cents can vary by as much as 14 cents on the dollar.

At the high end, is the US Census Bureau reporting women make 77 cents on the dollar when compared to men in 2014. After controlling for a wide variety of variables, some experts would argue that this difference shrinks to 9 cents.
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Common Barriers to Excellent Communication Skills

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We got the chance to sit down with Jackie Mueckenheim, Senior Trainer, Learning & Development Team at ERC, to discuss some communication breakdowns and behaviors that happen within the workplace.

Common reasons communication breaks down in the workplace

When training and working with leadership groups, Mueckenheim often asks her groups if they can tell her the difference between talking to other people and talking with other people.
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Employee Engagement and Women in the Workplace

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Employee Engagement and Women in the Workplace

This is the second article in a series of articles spotlighting women for Women's History Month.

Employee engagement is a great way to retain productive and efficient employees for your company. Susan Pyles gave great guidelines for companies to follow when it comes to women in the workplace.
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