FCRA Class Action Lawsuits: The Most Common Violations

FCRA Class Action Lawsuits: The Most Common Violations

Every year, the number of FCRA class action lawsuits against employers keeps growing. The main reason for this: there’s money to be made. With a number of well-publicized high-dollar settlements, including Home Depot’s $3 million and Publix Super Market’s $6.8 million, as well as the potential for large payouts, it’s expected that this trend will continue.

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Adverse Action: What It Is and What You Need to Know

Adverse Action

Many people may be unaware of the fact that background screening is a highly regulated industry. If your organization is using a background screening company (also known as a Consumer Reporting Agency or CRA), it’s important to be aware of the various laws and regulations that affect the industry.

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New FCRA Forms for 2013

The Consumer Financial Protection Bureau (CFPB) has issued changes to the notices required by the Fair Credit Reporting Act (FCRA). The changes simply direct consumers to the CFPB instead of the Federal Trade Commission (FTC) for more information and there aren't any other changes to the content or spirit of the notices. Please note that you can begin using the new form at any time, and your current form is also acceptable until January 1, 2013. The forms MUST be updated by January 1, 2013.

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